Retailers sell more.
Customers own devices.
ESN handles the rest.
We pay your retailer upfront, give customers flexible repayment plans, and track everything — so everyone wins.
Customer picks a device
At any ESN partner store
ESN approves & pays
Retailer gets paid instantly
Customer repays ESN
Flexible schedule, no stress
Built for two people.
Works for both.
ESN sits in the middle — connecting retailers who want more sales with customers who need flexible payment options.
Stop losing customers
who can't pay upfront.
ESN finances the sale, pays you directly, and handles repayments. You close the deal — we carry the credit risk.
Become a partner →Get the device you need,
pay over time.
Walk into a partner store, apply in minutes, and leave with your device today. Repay in affordable installments that fit your life.
Apply for financing →Active borrowers
Customers across Tanzania actively repaying ESN-financed devices.
Average approval time
From application to decision — most customers approved in the same visit.
On-time repayment rate
Our structured plans keep customers on track — consistently, month after month.
Four steps.
One smooth experience.
Customer visits a partner store
Picks a device and indicates interest in ESN financing.
ESN reviews the application
Quick assessment. Most approvals done in under 20 minutes.
Retailer gets paid immediately
ESN settles the sale with the vendor. No waiting, no risk to the store.
Customer repays ESN
Device goes home today. Customer repays on a schedule that works for them.
Today's Activity
Dar es Salaam — April 2026
Samsung A55
TZS 420,000
Tecno Spark 20
TZS 210,000
iPhone 14
TZS 1,850,000
Infinix Hot 40
TZS 180,000
14
Today
96%
On-time
<20m
Avg. approval
Ready to grow
device sales with ESN?
Join 150+ retailers across East Africa closing more deals, getting paid faster, and letting ESN handle the rest.